Articles on: Deposit & Withdrawal

User to User Transfers

How to Use Internal Transfers Between Users on X4T


You can transfer funds directly from your X4T wallet to another X4T wallet for free using the recipient's User ID. The transfer is internal (off-chain inside X4T), which means it is instant and works regardless of the network the assets are on.


Steps to Make an Internal Transfer


  1. Log in to your X4T account:

Go to "My Wallet," then "Withdrawals," and click "Crypto," or directly "User-to-User Transfer."



  1. Select the Transfer Type:

Choose Transfer to User from the available options.



  1. Select the Cryptocurrency:

Choose the specific cryptocurrency you want to transfer (e.g. USDT, USDC, BTC, ETH, etc.).



  1. Enter the Transfer Amount and the Recipient's User ID:

Specify the amount you want to send.

In the "User ID" field, enter the recipient's unique X4T User ID.


⚠️ Make sure to enter the User ID correctly to avoid sending funds to the wrong account.



Verify the User ID, amount, and selected cryptocurrency before continuing.


  1. Complete the Transfer:

Click User-to-User Transfer to finalize. The funds are transferred instantly to the recipient's wallet.



Key Benefits of Internal Transfers


  • No Fees: Internal transfers are completely free — there are no gas fees because the transfer happens inside X4T.
  • Instant: Funds arrive in the recipient's X4T wallet immediately.
  • Easy to Use: You only need the recipient's User ID.
  • Network-agnostic: Internal transfers do not require selecting a network. The recipient receives the asset on the same chain it was sent on.


Additional Notes


Make sure the recipient's User ID is correct — internal transactions cannot be reversed once completed.


If you have any questions or need more help, feel free to visit our Support Center or contact us directly.


Updated on: 08/06/2026

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