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# Everything about your X4T Wallet

# Everything about your X4T Wallet

### Your X4T Wallet Explained: Secure, Convenient, Multichain

X4T wallets are digital wallets that let you store, manage, and trade your cryptocurrencies on the X4T platform. They are secure, convenient, and easy to use. The custody layer is provided by **Fireblocks** — you can read more about that in our [Security Measures](https://support.x4t.com/en/article/security-measures-at-x4t-1snl8zo/) article.

## One account, multiple blockchains

Your X4T wallet is **multichain by default**. From inside the same account you can hold and operate on: 

* **BNB Smart Chain (BEP20)** — our default network and the one used for fiat cash-outs
* **Ethereum (ERC20)**
* **Polygon (MATIC)**
* **Arbitrum (ARB)**
* **Tron (TRC20)**
* **Solana (SOL)**
* **Bitcoin (BTC)**

Each asset has its own deposit address per network. When sending funds into X4T, you always need to **select the correct network** in both X4T and your external wallet. Sending an asset on the wrong network can result in loss of funds.

## What you can do from your wallet

* **Deposit** — receive crypto on any of the supported networks.
* **Withdraw** — send crypto out on the matching network.
* **Trade & swap** — buy, sell, and swap across networks (cross-chain swap) inside the app.
* **User-to-User transfer** — send funds for free to another X4T user via their User ID.
* **Cash & Bank cash-out** — convert to fiat (only available with **BEP20 USDT/USDC**; swap into BEP20 first if needed).

## Features and benefits

###### Enhanced security
Advanced security measures including 2FA, biometric authentication and institutional-grade custody via Fireblocks.

###### Convenient access
Accessible from any device with an internet connection, via web or mobile app.

###### User-friendly interface
A simple, unified interface across all supported chains — same flow whether you are using BEP20, ERC20, TRC20 or any of the others.

## Important reminders

* Always double-check the **network** when sending or receiving funds.
* For **fiat withdrawals** (cash or bank), assets must be on **BEP20 USDT/USDC**.

If you have any questions, contact our support team.