Debit Card Subscription Details, Fees and Limits

X4T Debit Card Fees and Limits

There are two subscriptions for the X4T Debit Card:

Option 1: Monthly Subscription

Initial Card Fee: $40
Monthly Fee: $15

Option 2: Annual Subscription

Initial Card Fee: $0
Annual Fee: $179

Common Fees for Both Subscriptions

Loading Fee: $4 + 3.25% of the amount loaded
POS/Online Purchase Fee: $0.30 per transaction
ATM Fee: $4 + 1% of the amount withdrawn
Currency Conversion Fee: 2.75% on the transaction amount

Limits for Both Subscriptions

Maximum Balance Limit: $150,000 USD
Maximum Monthly Spending Limit: $175,000 USD

ATM Withdrawal Limits:

Maximum 60% of available account balance withdrawable in one withdraw
$2,000 USD max withdrawal per day
$1,000 USD max per withdrawal
$20,000 USD max per month in ATM withdrawals

Updated on: 04/11/2024