Debit Card Subscription Details, Fees and Limits

X4T Debit Card Fees and Limits

There is one subscription method for the X4T Debit Card:

Annual Subscription

Initial Card Fee: $0

Annual Fee: $179

Common Fees for Both Subscriptions

• Loading Fee: $4 + 3.25% of the amount loaded
• POS/Online Purchase Fee: $0.30 per transaction
• ATM Fee: $4 + 1% of the amount withdrawn
• Currency Conversion Fee: 2.75% on the transaction amount

Limits for Both Subscriptions

• Maximum Balance Limit: $150,000 USD
• Maximum Monthly Spending Limit: $175,000 USD

ATM Withdrawal Limits:

• Maximum 60% of available account balance withdrawable in one withdraw
• $2,000 USD max withdrawal per day
• $1,000 USD max per withdrawal
• $20,000 USD max per month in ATM withdrawals

Updated on: 14/04/2025